There’s a whole lot you can do at your local CDJR dealer. You can shop for your new or pre-owned car, get service and repairs, trade in your old vehicle, and even get car financing for your new ride. When you choose to get financing at a dealership, it comes with lots of benefits that you won’t get when securing financing from a bank or credit union.
Smart Financial Decision for All
Getting financing from a dealer is a great way for people with excellent credit to get loans with low interest rates. Dealerships sometimes run promotions on certain vehicles, allowing people with the absolute best credit scores to get loans with excellent terms. Loans sometimes have APR as low as 0%. You’ll often get a much better deal at a dealer than you would at a bank.
People on the other end of the spectrum also benefit greatly from dealership financing. Not everybody’s credit score is in the best shape, but that shouldn’t hold you back from getting a car loan. Dealers frequently approve loans for people with poor credit histories. Often, dealership financing is the only option people with lower credit scores have.
Fewer Delays
If you don’t know what car model you want yet, then banks and credit unions aren’t always willing to offer loan preapproval. That means you’ll have to go to the bank to see if you can be preapproved before picking out a car. If you’re denied, you’ll have to go pick out a car at the dealer and then head back to the bank to apply for a loan again. Even after all that, there’s no guarantee you’ll be approved for a loan once you’ve picked out the model you want.
At the dealer, there are no delays. You can shop around all the models on the lot, pick the one you want, and then apply for financing with the dealer. It’s a fast-tracked process, and you can often get approved very quickly after you apply.
You’ll Have Help
When you finance through a traditional lender, you have to go through the process on your own. You may have to do a lot of research on different cars and loan eligibility requirements, and there’s a lot of paperwork to fill out when loan shopping. If you head to the dealer, then you always have help by your side. Someone will help you pick out a car that suits your needs and assist you in filling in the minimal amount of paperwork you need when applying for a loan.
Come apply for financing at DCH Chrysler Dodge Jeep Ram FIAT of Temecula. We help you through the entire process and make sure you know all of your options when picking out your new CDJR model or used car.
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