Tips for First Time Car Buyers
Tips for First Time Car Buyers
Find your First Car at Temecula CDJR!
If you’ve found that it’s time to buy your first car, you’re most definitely excited, but you’re probably a bit overwhelmed too. While shopping for your first car comes with some uncertainty and can be intimidating, there are ways to make it less so. Here at Temecula Chrysler Dodge Jeep Ram, we want to ensure you get behind the wheel of the perfect first car for you and that you have as stress-free of a first-time car-buying experience as possible. Continue reading below to learn more about how you can make getting your first car easy!
Set a budget and stick to it
First and foremost, like any significant purchase, it’s important to set a budget for your first car. First determining how much money you can afford for a monthly payment will determine how much of a total cost you can afford. To do this, take a close look at your finances. See how much money is coming in and how much you spend on housing, bills, food, and other essential expenses. Once you have this figured out, you’ll be able to see how much you can afford to pay each month for your car payment. While looking at your finances, you should also see how much you can afford to spend on a down payment, as this will help lower your monthly payment and help you get approved for a loan.
Choose what kind of car you need
Buying your first car is exciting and most first-time shoppers are focused on the here and now, meaning they might not be considering practicality as they shop. But it’s important to take time to consider what you’ll need your car for now and what you may need your car for in the future. For instance, if you plan on moving shortly after buying your first, you may be tempted to get a large SUV or truck to help transport your cargo. But if your everyday drives from your new home are more than a few miles and you mostly commute by yourself, you won’t need all that space and lower fuel economy. Like finances, you should also look at what your everyday commutes will be like. Are they short or long? Do you drive with lots of passengers or alone? Do you need to transport large amounts of cargo? Asking yourself these questions will help you determine the type of vehicle that will best suit your needs.
Get pre-approved for financing
If you’re like most first-time car buyers, you’ll most likely be financing rather than buying outright. To get financing for your first car, or any car for that matter, you should take the time to get pre-approved. This will show you how much of a loan you can get approved for so you can narrow down your search to the cars within that budget. Obtaining financing often requires the buyer to have some credit history. However, there are ways to get financing if your credit isn’t established just yet. Getting someone with more established credit such as a parent, friend, or spouse, will help first-time buyers get financing as it guarantees to the lender that the loan will be paid even if the primary owner can’t make the monthly payments.
Where to get a first car near me
As intimidating as shopping for your first car can be, we here at Temecula Chrysler Dodge Jeep Ram believe that it should be enjoyable. We hope that this page has helped give you a guide to ease your stress and enjoy the excitement of shopping for your first car. Whatever your needs are, Temecula CDJR is here to help. We have an extensive inventory of new and used vehicles for you to choose from plus a knowledgeable and friendly sales team to help you find the right one. Our team of financing professionals will help get you behind the wheel of the car you need at a price you can afford. Visit us today to see how we can help get you into your first car!
Plus government fees and taxes, any finance charges, $85 dealer document processing charge, any electronic filing charge and any emission testing charge.
* The advertised price does not include sales tax, vehicle registration fees, other fees required by law, finance charges and any documentation charges.
* Images, prices, and options shown, including vehicle color, trim, options, pricing and other specifications are subject to availability, incentive offerings, current pricing and credit worthiness.
WARNING: Operating, servicing and maintaining a passenger vehicle can expose you to chemicals including engine exhaust, carbon monoxide, phthalates, and lead, which are known to the State of California to cause cancer and birth defects or other reproductive harm. To minimize exposure, avoid breathing exhaust, do not idle the engine except as necessary, service your vehicle in a well-ventilated area and wear gloves or wash your hands frequently when servicing your vehicle. For more information go to http://www.p65warnings.ca.gov/passenger-vehicle
Max payload/towing estimate ratings shown. Additional options, equipment, passengers, and cargo weight may affect payload/towing weights. See dealer for details.
